Financing
With our Business financing, you will get funding options for your business so to be able to pay for things like expansion projects, inventory and equipment, and seasonal spikes in activity. We can offer you several different types of business financing, each type of financing may be better for some purposes than others. There are several ways your business can obtain financing we can help you with.
Financing options
No matter the industry, a business needs money to operate.
Even with an airtight business plan and a dream team by your side, success depends on your ability to finance the venture.
We can here offer you different types of business finance.
Traditional Financing for a Business
business image
Obtaining business loans for small businesses may involve turning to traditional bank loans. This type of loan can prove to be a slower and more difficult option for business owners. The application process usually requires a credit inspection, a business plan/industry risk, and collateral. Additionally, approval can take up to 30 days or more, even if the business has good credit and provides collateral.
Why Should We Apply for Business Finance with CA?
Every business, at some point in its lifecycle, will need funding. Sometimes at multiple points.
- We have a speedy approval process for business loans.
- Documents needed are to be sent online.
- Our whole process is made digitally.
What type of financing is available
We work with the two types of financing that are available which are:
- The two types of financing are equity financing and debt financing.
- The main advantage of equity financing is that there is no obligation to repay the money acquired through it. Equity financing places no additional financial burden on the company, though the downside is it that the owner relinquishes some of the ownership stakes to the shareholder.
- Debt financing is a loan that must be paid back often with interest, but it is typically cheaper than raising capital because of the tax deduction it tends to be cheaper. It, however, comes with large debt burdens that can lead to default and credit risk.
- A weighted average cost of capital (WACC) gives a clear picture of a firm’s total cost of financing.